Entrepreneurs CFOA CFO for the company you actually built.
You're not bad at business. The file you have been running the company from no longer matches the bank. We close the month so the numbers are real, write the statements a founder can read in ten minutes, and sit with you on what they mean. Margin, cash, what to do next. Steven Palmieri is the Tax CFO. By April you have already sat with the margin, and the return reads as a year you watched.
Where the numbers stand
You will be talking to the Steven Palmieri practice.
The closed month
The bank agrees before anyone calls it finished.
Click to open the month ›Tap to open the month ›
The statements
Three pages a founder reads, not thirty.
Click to read the pages ›Tap to read the pages ›
The number in view
Margin and cash, every month, not every spring.
Click to see the line ›Tap to see the line ›
Payroll setup
On the provider you run. You stay the employer.
Click to see the letter ›Tap to see the letter ›
The return
Built from closed months, so spring is a confirmation.
Click to see the folder ›Tap to see the folder ›
Who reads it with you
Steven Palmieri, by video.
Click to meet Steven ›Tap to meet Steven ›Where a founder's year sits
Six parts of a company that outgrew a spreadsheet. Tap a band and read the job that sits on it.
Decides with you
1Founder
The wage and the hire sit with the founder, after the month is already closed.
You decide the wage, the hire, and whether this year still has room to move.
2CFO
The reading of the month sits with the person who will say the next move out loud.
We read the closed month beside you and name the next move in a sentence you can argue with.
3October
October sits with the person who can still change the year before it locks.
October is the last stretch where pay or a purchase can still change the year on purpose.
Checks the month
1Controller
The bank check sits with the person who will not call an open month finished.
We check the bank, the bills, and the tax drafts before anyone calls the month finished.
2Tax
The return sits with the person who builds it from months that already agree.
The return waits on those closed months, so spring confirms a year you already decided.
Closes the books
1Books
The weekly close sits with the person who ties the bank and leaves payday where it is.
We close what the bank already did and leave payday on the provider you already run.
The hour the sheet and the bank disagree
Read The hour the sheet and the bank disagree
The company got bigger than the spreadsheet that used to be enough. A late evening still looks the same. The laptop is open, the bank app is on the phone beside it, and the two balances do not share a number. You are not behind because you failed at the work. The work outgrew the file. We start in that hour, with the difference named, before anyone writes a confident sentence about profit.
A highlighter on the bank line is the whole method in one mark. That line is cash. Everything else on the page is a story about cash until the story and the line agree. We do not decorate the disagreement. We list it. A transfer between your own accounts, a card that mixed a personal dinner with a vendor, a deposit that belongs to next month. Named items stop being fog.
What we put in front of you after the tie
Read What we put in front of you after the tie
Once the month agrees, you should be able to read it in about ten minutes. Not a binder. Three pages. What came in, what went out, and what is left, with the odd lines circled so you can ask about them instead of hunting. Margin by the thing you actually sell sits on that short stack, and so does cash for the next ninety days.
We sit with you on what the pages mean. A price that is busy and thin. A customer who pays late and quietly funds your payroll. A wage for yourself that the year can still hold. The return is not a separate season. It is the same months, read while a choice can still change them. Spring should feel like a confirmation of a year you already saw.
What the first conversation covers
Read What the first conversation covers
Tell us roughly where revenue sits and what you need first. Books that have not tied. Statements you can read. A plan for the next ninety days. The return. We answer with the order, and the order is stubborn. Open months get closed, or the monthly work does not start. If what you need is a cover saying an outsider examined the figures, that cover is written somewhere else. Disclosures holds the full boundary, written so it can be checked against this paragraph.
The call is a video call with both screens on the books. You do not mail a shoebox first. A sentence about the last month you would call closed is enough to begin. If the catch-up is the wrong fit, the call ends there. The company you built deserves a number you can trust, and it also deserves a person who will not invent one.